Night Driving Dangers

A little extra caution can go a long way while driving at night

 

Summer has ended, and while fall and winter have their own pleasures — longer nights mean increased danger on the roads.

 

You might think you drive just as well at night, but consider this: Even though nighttime driving accounts for just 23% of vehicle miles traveled, more than 50% of fatalities for vehicle occupants 16 and older occur between 6 p.m. and 6 a.m., according to the National Safety Commission (NSC).

 

Because we’re big advocates for safety at Atlass Insurance Group, we thought it would be helpful to take a look at why night driving is more dangerous, and what you can do to decrease that danger.

 

What’s dangerous about night driving?

  1. Decreased vision. We won’t go into all the biological details, but different parts of the eye (such as iris, pupil and retina) work differently at night. Your peripheral vision is actually slightly improved, but it’s more difficult to focus on objects ahead of you. And traveling between well-lit areas and darker roads creates issues as well.
  2. Driving too fast for your headlights. Depending on vehicle speed and headlight setting, many people “over-drive” their headlights. That means, by the time they see something on the road, it’s too late to stop in time to avoid it.
  3. Impaired judgment. Whether due to drowsiness or the use of alcohol or drugs, it appears that drivers at night often don’t use good judgment. According to the NSC, 66% of fatalities at night involve vehicle occupants who weren’t wearing seat belts. 

 

So what do you do?

Sometimes, there’s no way around driving at night. So here are some tips to help you make a safe trip — whether you’re just running to the store, or you’re headed all the way to movies.

 

  1. Make sure your vehicle’s lights are in good working condition. And not just headlights, but turn signals, taillights, etc.
  2. Avoid speeding. Leave a bigger cushion between you and other cars than you would during daylight hours. Leave yourself more time for the trip.
  3. Be more aware of your surroundings. You shouldn’t be using your phone, messing around with the radio or trying to find something on the floor while you’re on the road anyway — and distractions are even more deadly at night.

 

Of course, if you’re not comfortable driving at night, the best thing is to avoid it altogether if possible. There’s nothing wrong with asking for a ride from a trusted safe driver or waiting for the sun to come out!

 

We’re open all day!

When you’re driving around during the day, stop in to Atlass Insurance Group for a review of your coverage. We won’t keep you after dark, we promise. Just give us a call at 800-959-3313. We’re here to help!

Five Ways to Get your Car Stolen

Five sure-fire ways to get your car stolen

Most people would say their car is one of the most valuable assets they own — if not the most valuable. Despite that, however, some people make it downright easy for thieves to drive off in their pride and joy.

At Atlass Insurance Group, we don’t want you walking out your door to an empty driveway or leaving the local store only to find some broken glass left behind in your parking space. So take care to avoid these five mistakes.

  1. Leave your car running … and unattended. We know it can be chilly in the mornings, and who wants to wait in a cold car while it warms up? Well, a thief certainly won’t mind the chill — as he’s driving away in your car while you’re finishing that cup of coffee in your kitchen. If your car is running, you should be in it. Period. Even if you’re just running over to the ATM to get some cash or dropping off some mail.
  2. Keep a spare set of keys inside the car. Law enforcement agencies say this is a great way to turn a car prowler into a car thief. They’re already breaking into your car to get a phone, or a laptop, etc. What do you think they’re going to do when they find a set of keys? They’re not going to drop them off on your porch with a nice note, that’s for sure.
  3. Put valuables in plain sight. Seems simple, but we’ve all made this mistake. You’ll just be in the store for a second, after all, so who cares if you leave your smartphone on the front seat? Or items from your other errands in the back seat? Be smart — if you have to leave items in your car, put them in the trunk, or at least hide them as best you can. And do it before you get to your next destination.
  4. Leave your car unsecured. The best thieves can work wonders with a window that’s left open even just a crack. And even the worst thieves can steal a car that’s been left unlocked, with no alarm set.
  5. Assume nobody would want to steal your car. Think your car is too old or too undesirable for a thief to bother? Scrap metal is worth money, so never assume that your car is safe — even if you think it’s just a “junker.”

Keeping thieves away helps to keep everyone’s insurance costs down, so avoiding these mistakes not only will save you hassle, it will save you money as well. So stay safe, not only on the roads, but in the parking lots as well!

Contact Us!

At Atlass Insurance Group, we can work with you to make sure you’ve got the coverage you need, while at the same time using all possible credits and discounts to make that coverage affordable. Just give us a call at 800-959-3313 or send us a note at agent@atlassinsurance.com. We want to help you meet your goals, and make sure what’s important to you is protected!

Content provided by Safeco Insurance

Shop for Best Deals on Orlando Auto Insurance

Auto insurance policies are no more alike than the cars they cover — at least not when it comes to cost.

Orlando Auto Insurance Premiums

We know that insurance premiums in Orlando can vary tremendously on a company-by-company basis.

Spreads of 100 percent from high to low are not unusual. So if you can get the same coverage from a good company for $200 instead of $400 just by shopping around, it pays to do it.

Discount Auto Insurance

The big difference comes in the discounts offered. Different discounts are offered by different companies, and sometimes also are subject to state law.

Here are some of the discounts it pays to investigate:

— Deductibles. The larger the deductible, the bigger the discount you are likely to get. Generally — but not unanimously — throughout the country, increasing your deductible from $250 to $500 could cut your collision premium by 20 percent. Raising the deductible to $1,000 could lower the premium by 45 percent.

— Desirable cars. Premiums are usually much higher for cars with high collision or bodily injury claims, or that are favorite targets for thieves.

— Multicar discount. People insuring more than one car in the household with the same insurer may save up to 20 percent.

— Insuring driving children. It may be cheaper to insure children who are away at school and infrequent drivers on their parents’ policy.

— Good driver discounts. ”Safe driving means lower rates,” a clean record for three years may earn you a discount — and some companies increase the discount after six years of safe driving.

— Education. Many companies offer discounts for completing driver training and defensive driving courses. Also, some companies offer discounts of up to 25 percent to good students.

Let us provide you an Auto Insurance Quote today. Click here for Auto Quote.